Posts tagged as:

first time buyer

South Jersey Real Estate Broker….part time Psychologist

01.02.2010

Some people are really crazy, but when buying a home in South Jersey I think many people might qualify as temporarily insane!   Everyone wants a good deal, but no one seems to know how to define it. If you don’t take the time to define it, how will you know when you got it? [...]

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1st time Home Buyers…South Jersey Starts Here

12.23.2009

This is real estate 101… for the first buyer’s in the crowd! 
Before I get started, let me first say how important first time buyers are to the south jersey real estate market and to ANY real estate market for that matter.   With out first time buyers, move up home sellers can’t move up.   It’s estimated [...]

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Good deal….or not a good deal? Take the QUIZ

02.25.2009

When you buy an house, how will you KNOW whether you got a good deal or not?   A commom misconception is to see how much the seller discounted the asking price and then decide if that’s a “good” discount or not.   I’m not sure how you magically guess the appropriate discount to qualify for a [...]

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Advice for new Investors… cheaper isn’t always better

02.20.2009

If you’re at the clothes store, and you buy a shirt off the clearance rack for 90% off, is it a good deal?   What if it doesn’t fit you or it’s just plain ugly !?   I’ve been getting a lot of calls on a really low priced bank property from would be Investors looking for [...]

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What are Points and why do I care?

02.02.2009

Points are the closest thing to legalized bribery!   When applying for a mortgage to buy a house, you can pay the lender a fee to get a better interest rate.   The fee is called a point and is 1% of the amount you borrow.   You could pay one or many points.   The point costs you [...]

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What’s my mortgage payment gonna be ??

02.01.2009

Even though there are tons of mortgage calculators on the web, here’s a quick and easy way to ballpark your monthly mortgage payment in your head.    If the house is $200,000, just multiply by 10% and subtract “a little bit” So, your payment should be a little under $2000/month…maybe $1700/month would be a good guess, [...]

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How’s the market?

01.29.2009

It’s a question that I get all the time…. but what’s the REAL question? Maybe some people are just making small talk because they know I’m a broker but many, I believe, want to know if it’s OK to buy a home. Watching the news is scarey and there’s no shortage of uncertainty in the [...]

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Not all REO’s are toilets!

01.09.2009

I was talking with buyer recently who was looking for a home in my neck of the woods in South Jersey and he made some comments that he though all bank owned properties were in bad condition… the technical real estate lingo is toilet  ha ha     …but it’s just not true.   
South Jersey [...]

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South Jersey Homes and Real Estate

12.26.2008

Hello South Jersey,
I’ve been a real estate broker in South Jersey for about 20 years.   I know stuff.   Ask me questions about buying a home or selling your home in South Jersey.   Don’t be shy.     While it’s true, that I don’t make my living giving out free advice, I can spare a few minutes to [...]

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